Privacy Policy

1. Information We Collect

Farcaster Account Information

When you connect your Farcaster account, we access your public profile information including:

• Farcaster ID (FID) and username
• Display name and profile picture
• Public follower/following counts
• Connected wallet addresses

Loan Activity Data

• Loan requests, amounts, and terms
• Repayment history and status
• Wallet addresses for loan transactions
• Transaction hashes and blockchain data

Technical Information

• IP address and browser information
• Usage patterns and platform interactions
• Error logs and performance metrics

2. How We Use Your Information

We use collected information to:

• Facilitate peer-to-peer lending transactions
• Calculate and display reputation scores
• Verify loan repayments on the blockchain
• Prevent fraud and maintain platform security
• Improve platform functionality and user experience
• Send optional notifications about loan activity
• Comply with legal requirements

3. Information Sharing

We may share your information in the following circumstances:

Public Information

• Loan requests are publicly visible on the platform
• Reputation scores and loan history are public
• Blockchain transactions are inherently public
• Farcaster profile information remains as per Farcaster's privacy settings

Service Providers

• Supabase (database hosting)
• Vercel (platform hosting)
• PostHog (analytics - anonymized data)
• Sentry (error monitoring)
• Email service providers (if you opt-in to notifications)

Legal Requirements

We may disclose information if required by law, court order, or government request, or to protect the platform and users from fraud or illegal activity.

4. Blockchain and Cryptocurrency Privacy

All loan transactions occur on the Base blockchain and are permanently recorded. This includes wallet addresses, transaction amounts, and timestamps.Blockchain transactions cannot be deleted or made private.

5. Data Retention

• Account data is retained while your account is active
• Loan history and reputation data are retained indefinitely for platform integrity
• Technical logs are retained for 90 days
• Blockchain data is permanent and cannot be deleted

6. Your Rights and Choices

Account Control

• Disconnect your Farcaster account at any time
• Request account deletion (loan history may remain for platform integrity)
• Update your profile information through Farcaster
• Opt out of email notifications

Data Access

You can request a copy of your data by contacting us on Farcaster @loancast

Limitations

Due to the decentralized nature of blockchain technology, some data cannot be deleted or modified once recorded on-chain.

7. Cookies and Tracking

We use minimal cookies and local storage for:

• User authentication and session management
• Platform functionality and preferences
• Anonymous usage analytics (PostHog)
• Error monitoring and debugging

You can disable cookies in your browser, but this may affect platform functionality.

8. Security

We implement security measures including:

• HTTPS encryption for all communications
• Secure authentication through Farcaster
• Regular security audits and updates
• Database security and access controls
• Error monitoring and incident response

However, no system is 100% secure. You are responsible for keeping your Farcaster account and wallet secure.

9. International Users

LoanCast is operated from the United States. By using the platform, you consent to the transfer and processing of your data in the US, which may have different privacy laws than your country.

10. Children's Privacy

LoanCast is not intended for users under 18 years of age. We do not knowingly collect personal information from children under 18.

11. Policy Changes

We may update this privacy policy periodically. Material changes will be announced on our Farcaster channel @loancast. Continued use of the platform after changes indicates acceptance.

12. Contact Us

For privacy-related questions or requests, contact us at: @loancast on Farcaster